Free audit
Find out what is putting your merchant account at risk.
Tell us your situation and we will identify the specific metrics, controls, and documentation gaps that matter for your processor relationship — before the processor does.
What we audit
Chargeback ratio trend, refund rate, decline pressure, descriptor risk, alert coverage, reserve pressure, processor-risk signals, and payment solution fit.
What you get back
A prioritized action list: what to fix first, what documentation to prepare, which payment routes are realistic, and what to say to a processor or acquirer.
Turnaround
24–48 hours for standard audits. Complex situations (MATCH/TMF, multiple MIDs, prior terminations) take 3–5 business days.
No catch
This is not a sales funnel dressed up as an audit. If we cannot help you, we will say so and point you somewhere that can.
What happens after you submit
- 1We review your situation and pull any public signals about your business type and vertical.
- 2We assess your chargeback ratio, reserve situation, and payment path options against your stated data.
- 3You receive a structured response: what needs attention first, what documentation to prepare, and what your realistic options are.
- 4If HighRiskIntel can help further, we explain exactly how. No mystery packages.
Request your free risk audit
Takes about 3 minutes. We review every submission manually.