Risk Intelligence Platform

YOUR PROCESSOR
IS WATCHING
YOU.

The first personal AI risk agent for high-risk merchants. 24/7 monitoring. Human oversight every 12 hours. Stop chargebacks before your processor acts.

Join the Waitlist See How It Works
Chargeback Ratio Monitoring Authorization Intelligence EDR Automation Rolling Reserve Forecasting MID Termination Prevention BIN Risk Scoring Dispute Reason Code Analysis Personal AI Agent Per Merchant Chargeback Ratio Monitoring Authorization Intelligence EDR Automation Rolling Reserve Forecasting MID Termination Prevention BIN Risk Scoring Dispute Reason Code Analysis Personal AI Agent Per Merchant
$30B
Annual chargeback losses globally
1%
Dispute ratio before MID termination
15%
Processing fees for high-risk merchants
72H
Window to resolve a dispute before it files

YOUR PROCESSOR KNOWS THINGS YOU DON'T.

High-risk merchants operate under constant surveillance. Every transaction, every refund, every dispute — scored in real time by black-box risk models you've never seen. When something goes wrong, you find out last.

Funds frozen without warning
Accounts terminated before you can react
📊
Black-box risk models
No visibility into why your approval rate dropped
🔴
Rolling reserves up to 30%
Capital locked with no clear release timeline
No real rep. No transparency.
Generic support that can't explain your risk status
🚫
Chargeflow fights after the damage
Nobody stops chargebacks before they file

INTELLIGENCE BEFORE ACTION

01 — CONNECT

CONNECT YOUR PROCESSOR

Securely connect your Stripe or payment processor via read-only API. Your data stays yours. We only read — never touch funds.

02 — ANALYZE

PERSONAL AI AGENT DEPLOYED

Your dedicated AI agent learns your transaction patterns, dispute history, and risk profile. Monitors 24/7 for anomalies and threshold breaches.

03 — PROTECT

HUMAN REVIEW EVERY 12 HOURS

A dedicated risk analyst reviews your agent's findings twice daily. Real decisions. Real context. Not automated noise — structured intelligence.

EVERYTHING YOUR PROCESSOR WON'T TELL YOU

Live
📡

24/7 Risk Monitoring Engine

Continuous surveillance of authorization rates, dispute ratios, refund velocity, and volume anomalies against your personal baseline.

Live
🧠

Dispute Reason Code Analysis

Pattern recognition across reason codes reveals the operational root cause of your chargebacks — not just that they happened.

Live
🛡

MID Termination Prediction

Real-time scoring against Visa and Mastercard monitoring thresholds. Know your exposure before your acquirer acts.

EDR Pre-Dispute Resolution

Identify transactions at risk of dispute within the refund window. Issue strategic refunds before chargebacks officially file.

📈

Rolling Reserve Forecasting

Model your reserve escalation probability based on current dispute trajectory. Know when your capital is at risk before your processor moves it.

👤

Personal Risk Agent

Not a shared AI. Your agent is trained exclusively on your data, your patterns, your industry. Personalized intelligence at institutional grade.

YOUR RISK COMMAND CENTER

HighRiskIntel — Merchant Dashboard
Agent Active — Last reviewed 4h ago
67
Risk Score
⚠ Elevated
Authorization Rate
84%
↓ 3.2% vs 14d avg
Dispute Ratio
0.78%
↑ Approaching threshold
Refund Rate
12.4%
↑ Above baseline
Reserve Risk
MED
Escalation probability: 34%
Cross-Border %
18%
Within normal range
EDR Window
3
Transactions at risk
⚠ Dispute ratio trending toward Visa monitoring threshold (1.0%). Recommend issuing refunds on 3 flagged transactions within 12-hour window.
View Action

STRUCTURED. TRANSPARENT. ALIGNED.

Starter
$250/mo
Full risk intelligence for merchants getting started with high-risk processing.
  • Personal AI risk agent
  • 24/7 transaction monitoring
  • Risk score dashboard
  • Dispute ratio tracking
  • Email alerts
  • Human review every 24 hours
Join Waitlist
Enterprise
Custom
Dedicated infrastructure for high-volume merchants and payment operators.
  • Everything in Professional
  • Dedicated account manager
  • Multi-MID monitoring
  • Custom risk thresholds
  • Acquirer communication support
  • Performance-based pricing available
Contact Us
Early Access

JOIN THE
WAITLIST

First 20 merchants get one month free. No credit card required. We'll reach out personally to onboard you.

No spam. No pitch decks. Just early access to the intelligence layer your processor doesn't want you to have.