HighRiskIntel monitors every transaction 24/7, connects you to EDR networks, predicts MID termination 30 days out, and delivers action-ready intelligence — so your processor never acts first.
Chargeback Rate
1.84%
Risk Score
62 / 100
Alerts
7 active
Recent Transactions
Action Required
Refund TX-88290 — IP mismatch confirmed. Risk: 91/100
Your processor monitors your chargeback ratio, dispute velocity, and reserve levels 24/7. When you breach their thresholds, they terminate your MID — sometimes without warning.
Without HighRiskIntel
With HighRiskIntel
From transaction scoring to MID protection, HighRiskIntel covers the full risk surface of your business.
Every transaction scored 0–100 in real-time using 40+ signals — BIN data, IP reputation, velocity patterns, device fingerprinting.
Connected to Chargebacks911, Verifi, and Ethoca. We catch disputes the moment they're filed, before they become chargebacks.
Predict processor termination 30 days out. We monitor your dispute ratio, reserve levels, and processing patterns continuously.
Every 12 hours, real analysts review your risk profile, flag emerging patterns, and update your action advisory.
Know exactly how much cash is tied up in rolling reserves and when it releases. Model future reserve requirements by volume.
White-labeled reports every week: dispute trends, risk score history, action items, and processor health summary.
Every dispute decoded. We map reason codes to root causes — friendly fraud, fulfillment issues, or processor errors.
Not just alerts — actual instructions. Refund, fight, review, or block with confidence on every transaction.
Auto-refund high-risk orders, auto-block suspicious BIN ranges, and auto-flag risky geographies before disputes occur.
Link MXMerchant, Stripe, Checkout.com, or your gateway. Setup takes under 5 minutes.
HighRiskIntel pulls your history and builds your baseline risk profile within 24 hours.
Our engine scores 0–100 in real-time using 40+ signals. High-risk transactions trigger immediate alerts.
Every flag with severity, reason code, and an action advisory — refund, review, or block.
Every 12 hours, our team validates AI flags and updates your weekly report.
Follow the advisory. Keep your MID safe and your ratios in check — indefinitely.
No switching processors. No new infrastructure. HighRiskIntel connects to what you already use.
MXMerchant
Processor
Stripe
Processor
Checkout.com
Processor
Adyen
Processor
Chargebacks911
EDR Network
Verifi
EDR Network
Ethoca
EDR Network
Shopify
Platform
WooCommerce
Platform
More soon
Use our REST API to score transactions in real-time, pull alerts, and receive webhook events directly in your system.
{
"transaction_id": "TX-88291",
"amount": 349.00,
"currency": "USD",
"card_bin": "424242",
"country": "US",
"ip_address": "192.168.1.1"
}
→ 200 OK
{
"risk_score": 22,
"action": "approve",
"signals": ["low_velocity", "known_bin"]
}"We were sitting at 2.1% dispute ratio — HighRiskIntel got us to 0.9% in 60 days. Our processor stopped threatening termination."
Mark R.
Supplements brand · $400k/mo
"The action advisory is what sold me. Not just alerts — actual instructions. Refund this, block that. Saved us three times in the first month."
Jennifer K.
Travel agency · High-risk vertical
"As an ISO we white-label this for our merchants. The reports look completely custom. None of them know what's behind it."
David L.
ISO · Payment facilitator
Flat monthly fee for monitoring, reports, and support. Plus a 10% performance fee on disputes we prevent.
No setup fees · No long-term contracts · Cancel anytime
Basic
For solo merchants under $50k/mo getting started with risk management.
Pro
Full intelligence suite for established high-risk merchants up to $500k/mo.
Agency
For ISOs, payment facilitators, and agencies managing multiple merchants.
10% Performance Fee
On top of your monthly plan, we take 10% of the value of disputes we prevent. If we don't prevent anything, you don't pay a performance fee. Our incentives are perfectly aligned with yours.
Start monitoring before they make the first move. Free trial, no card required.
Weekly intelligence on dispute ratios, processor changes, risk tactics, and MID protection strategies — sent every Tuesday to 2,400+ high-risk merchants.