About
Risk intelligence software built for high-risk merchants.
HighRiskIntel helps high-risk merchants track disputes, manage chargeback pressure, prepare processor documentation, and plan payment solution paths — before a processor forces the conversation.
What we do
Four operating areas for high-risk merchants.
Chargeback alert operations
Route EDR, CDRN, RDR, Verifi, and Ethoca alerts into a structured decision queue with order context, risk signals, and refund or fight recommendations.
Merchant risk monitoring
Track chargeback ratio, refund ratio, authorization rate, volume trends, and MID health signals before processor intervention becomes inevitable.
Processor documentation
Build the underwriting narrative, remediation plan, and root-cause file that processors and acquirers need when reviewing a high-risk merchant relationship.
Payment solution planning
Map realistic payment route options — US-backed, offshore, backup MID, and crypto-backed — based on the merchant's actual dispute data and risk profile.
Who we serve
Built specifically for high-risk merchant operations.
HighRiskIntel is not a general-purpose risk platform. It is built for merchants operating in categories that processors and acquirers monitor more closely.
How we operate
What you should expect from HighRiskIntel.
No fake certainty
We do not promise impossible chargeback elimination. The product shows operators which signals need attention before processors do. If we cannot help you, we say so.
Processor-ready evidence
Risk reviews, alert decisions, refund reasoning, and corrective actions are organized into files a payment partner can actually evaluate — not internal dashboards that never leave the building.
High-risk context
The workflow is built specifically for merchants dealing with reserves, processor reviews, alert programs, backup MIDs, offshore options, and crypto-backed routes. Generic risk tools were not built for your situation.
Operators, not just founders
HighRiskIntel was built by people who have worked inside high-risk payment operations — not just fintech founders who read about the problem. The workflows reflect how processor conversations actually go.
Transparency
What HighRiskIntel is not.
Not a payment processor or ISO
We do not approve merchant accounts, set processing terms, or earn referral fees from processors. We prepare you for those conversations.
Not a legal or compliance firm
We produce operating documentation, not legal advice. For MATCH/TMF situations, compliance investigations, or contract disputes, work with a payments attorney.
Not a chargeback guarantee service
No tool can eliminate chargebacks. We help you reduce them systematically and document what you are doing about them. The outcome depends on your operations, not just your software.
Not a generic risk platform
We are not built for ecommerce fraud prevention, marketplace trust and safety, or enterprise AML. We are specifically built for high-risk merchant processor relationships.
Get started
See if HighRiskIntel is the right fit for your situation.
Submit a free risk audit request and we will tell you clearly what we can help with and what we cannot.