Free tool
Chargeback rate calculator
Calculate your current chargeback ratio and refund rate. Use this as a quick first check before requesting a full risk audit.
How to use this number
Below 0.65%
Keep monitoring trend direction, refund timing, and dispute reasons.
0.65% to 1.00%
Review the account and identify whether disputes are tied to product, descriptor, fulfillment, or traffic source.
Above 1.00%
Treat this as urgent. Build a remediation plan and review processor-risk signals immediately.