◈AI Risk Engine
Every transaction scored 0–100 in real-time using 40+ signals — BIN data, IP reputation, velocity patterns, buyer geography, device fingerprinting, and email trust.
- ✓ Country and BIN risk scoring
- ✓ IP velocity and proxy detection
- ✓ Off-hours and ticket size analysis
- ✓ Disposable email flagging
⬡EDR Network
Connected to Chargebacks911, Verifi, and Ethoca. Dispute alerts arrive before they convert to chargebacks, giving you time to act.
- ✓ Chargebacks911 live
- ✓ Verifi (beta)
- ✓ Ethoca (beta)
- ✓ Auto-refund on alert
⬟MID Protection
Predict processor termination 30 days out. We monitor your dispute ratio, reserve levels, and processing patterns continuously.
- ✓ 30-day termination prediction
- ✓ Reserve forecasting
- ✓ Processor health scoring
- ✓ Threshold breach alerts
◇Authorization Health
Track approval rates, decline rates, and deviations from baseline. Know immediately when your authorization rate is being impacted.
- ✓ 7-day rolling baseline
- ✓ Decline reason code analysis
- ✓ BIN-level approval rates
- ✓ Real-time deviation alerts
◆Chargeback Analytics
Full dispute lifecycle tracking. Reason code mapping to root causes — friendly fraud, fulfillment failures, or processor errors.
- ✓ Reason code analysis
- ✓ Dispute ratio trending
- ✓ Pre-chargeback alerts
- ✓ Win/loss tracking
▣Weekly Intel Reports
White-labeled reports every week covering dispute trends, risk score history, action items, and processor health summary.
- ✓ Branded PDF reports
- ✓ Risk score history
- ✓ Action item tracking
- ✓ Processor health summary